Northern Colorado Home Buying Tips

Expert Fort Collins Home Buying Tips

Buying Fort Collins real estate in today’s complex home buying transaction requires a partnership between consumer and agent. As your skilled CENTURY 21 Humpal real estate agent professionals, we will ensure you have a solid understanding of the home buying process helping you avoid legal harm and financial peril. This timely buyer article is a great place to start becoming a smarter Fort Collins home buyer!

• It bears repeating, before you are tempted to begin your Fort Collins home search, become a stronger home buyer by completing our pre-qualification form. While it will never replace a loan underwriter’s final loan decision, becoming pre-qualified does help set a price range to begin your home search.

• Your CENTURY 21 Humpal real estate agent professional will provide you the protective or restrictive covenants of the neighborhood(s) that most interest you. It is very important you are familiar with the restrictions in any particular Fort Collins neighborhood before you make your offer. Eliminate any future surprises by asking your CENTURY 21 Humpal real estate agent to provide the protective covenants for the Fort Collins communities of your choice.

• While many mortgage lenders in the state of Colorado do not require that the home buyer obtain a property survey or real estate survey, it is the smart decision to make. You can typically avoid future property line conflicts by purchasing a property survey. Other concerns you could potentially determine could include:

1. Encroachments on the property
   
2. Identification of flood zones
   
3. Issues with elevation
   
4. Identification of easements

A Fort Collins land or property survey provides you, the purchaser, with a distinct border line so you know exactly where your property begins and ends and what you do or do not own. If the property line has been crossed, the result is an encroachment. In many cases, you will need to consult with a real estate attorney to resolve these disputed claims. Avoid this issue today by requesting a property survey as a part of your transaction.

Guiding You Safely to Your Fort Collins Home!

Navigating a successful Fort Collins home purchase can be a bit challenging. In fact, without proper professional guidance your transaction could be compared to snowboarding down an icy Colorado mountain. Now that’s a recipe for disaster. Take heart, we are a click away! To get started with your Berthoud, Firestone, Fort Collins, Frederick, Greeley, Johnstown, Longmont, Loveland, Platteville, Wellington, or Windsor property search, contact us for your initial home buying analysis today.